In King v. Burwell, if the Supreme Court rules for King, as many as 11.7 million Americans will wonder how the decision affects them. That’s right – not just the 6.4 million directly affected, but everyone who gets coverage through an exchange, state or federal, subsidized or not.
They will be looking to their insurers, physicians and hospitals for answers. In fact, even some of the 169 million Americans getting coverage at work may also wonder, so their employers should brace for questions, too. For most Americans, there will likely be more confusion than clarity.
Yes, policy wonks, political operatives and health care insiders already know the justices could eliminate subsidies in the 34 states using the federal exchange, hitting southern states the hardest. They also know that the subsidies, averaging $268 per month, reduce premiums by an average of 72% to about $105 per month.
However, the entire issue will be news to most Americans when the decision comes down, especially if it is for King. In fact, as many as 37 percent of voters do not know or have no opinion on the case’s core issue of subsidies, according to a Morning Consult national survey released last week.
The justices could hand down a decision any day. So, if you are a physician, hospital, insurer, or employer, or engaged with patients and health consumers, prepare to communicate.
Here are 12 keys to effective King v. Burwell communications for your organization:
1. Convene a high-level, cross-functional response team to assess the decision’s impact, identify affected stakeholders and their concerns and develop a response strategy.
2. Establish a set of guiding principles to align actions and communications with your organization’s mission, values and brand promise.
3. Develop key messages based on your guiding principles to help all stakeholders clearly understand your organization’s approach.
4. Decide as soon as possible whether your organization will support state or federal policy solutions that will restore subsidies.
5. Create a communications map illustrating how internal and external stakeholders will present or receive questions to ensure all gaps are closed.
6. Provide general explanations to patients, members, employees and consumers regarding how the decision does or does not affect them, based on their state, insurance type and any subsidies.
7. Address, one-on-one, individual patient concerns regarding continuation of care and ability to pay. (If you are a provider, see HFMA for guidance.)
8. Help patients and consumers develop personal response plans, utilizing available community, government and private sector resources.
9. Encourage patients to maintain care until they speak with their physicians and develop a personal response plan.
10. Ensure employees and partners have a ready answer to initial questions based on the key messages, plus guidance to refer patients, members, friends and neighbors to your website for more.
11. Meet immediate patient and consumer needs for information with a quick response and ongoing follow up, internally and externally, via statement, spokesperson and website.
12. Adopt a transparent attitude, responding as completely and forthrightly to questions and requests for information.
A free planning tool is available at Planning Effective Communications on Climbthecurve.com.Social tagging: communications planning > King v. Burwell > Obamacare > Supreme Court > transparency